Katherine Coombs is responsible for Innovation and Research for Lloyds TSB, the UK's largest retail bank, and is based in London, UK. Although banking is often seen as a staid industry, there are countless exciting opportunities to explore, including digital money, device convergence, Web 2.0 initiatives, customer experience/usability and mash-ups.

Prior to joining Lloyds TSB, Katherine was a consultant with Avanade, implementing bleeding-edge technology solutions into organisations across the globe. Although now living in London, Katherine originates from Canberra, Australia. Yes, you may have to Google that one.